This isn't anything patriotic or something of that sort. It's simply being able to more conveniently go where or when I want to. I finally got my own little ride today!
This has been another overdue one but there has been really no big need before so here it is. I could have bought it some two years ago when I got enough saved but I was able to put that one in some long-term investment instead. And even this one, my totally last-minute-everything-hubs helped me to get this one. I know I'll still have to pay him in a couple of months for the whole thing and it is still under his name for the sake of convenience and saving some more.
We were at the dealership when I wondered aloud and asked him...
"My insurance credit will still be zero since I am piggybacking on you, right? (I won't be able to build my own insurance credit.)" He answers, "will there be a need for that?" (Or something to that effect.) I had to laugh out loud with his answer. Yes, there isn't really a need nor big advantage in getting some W savings now but there's this tiny feeling of being able to do things on my own in the future. Maybe once I've changed my citz, and have enough dough. Haha!
I will get to that point! In a year or two! Small steps even a bit late in my game. For now, I have to worry about saving for the side expenses on this latest big one. I'm pretty sure, the 3.1 + .7 price tag is just the beginning. I have already made the list of other things I need to add on this one: the sticker, number panel, key holder, snow cover, scraper, etc. Not to mention the annual tax that I need to pay and the fuel of course even though a bit minimal since it's a small one. The annual tax should make up for the longer parking time, and tollway discounts and such. We'll see how it goes.
Ah..one more thing. The process at the center was pretty cool. Hubs called in, we drove in, hopped on the target one, drove around and uphill, checked some more how it works, asked questions, went back to the office, did the paperwork including the insurance and paid. Oops! last-minute-hubs didn't bring his OTP card and his online fund transfer hit a snag. I was almost afraid we won't be driving one back home. Good thing, the trust issue here is pretty high. Hubs managed to cover the insurance and part of the unit cost. There is quite a bit remaining amount that he had to wire the payment after we got home. It was pretty cool how they manage to get the quote and sign up for an insurance through an app downloaded on the phone. Boy oh boy..the secretary also asked if we had kakaobank...That's one thing to note in the future. Look into it as it may come handy at times. So that's about it for today. I can now go back to my lesson prep and other job. One task off my list. My ride is ready for next week!
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