What is that exactly? We have been checking out how we will open an account for my son here in ROK. We started out with a kiddie account in my home country, which his grannies said they will maintain while we are away.
Going back to the title above, we were planning on which bank we will open his kiddie account. Since we dropped by there last week to open to a debit card for our everyday expenses, hubby inquired and found out that they also have housing deposit account for kids. In a nutshell, it's basically a deposit account that is primed for saving for a house. I mean, my father technically gives me a house but my son will save for his own starting from his single-digit age. Not sure what is cool or what in both cases. (Note: My father is not that rich as it may sound. hahaha)
With the factor of accessibility for P to deposit his cash, we decided on opening his Korean savings account with Shinhan Bank. As coincidence has it, I already got a deposit slip from the bank. A pink one at that! I'm sure he won't even notice the color but I was tickled pink when I saw it since I'm used to boring gray, blue and even orange (which I am not very fond of) bank slips from back home. I am not really the trendy girl generally speaking but a pink deposit slip is cool. Who would not be tickled pink with it? ^^)
Update for the banking transaction (April 25, 2014)
My son's school had some teacher's training this week and classes were cut short. This is my chance to be able to drag him to the bank to open his account! After a lot of fuss before heading out downtown, we got in the bank before the four o'clock closing time.
I prepared the document (family registry), my Alien Card and the kid's cash. Sad thing is the banker insisted that we bring also bring the dojang (name stamp that serves as signature.) I don't understand exactly why still the need for that since I brought my son along, he can very well sign his papers, eh? My husband has not used his dojang the last time he opened an account so I figured that the kid can manage that as well.
But no. We were NOT able to open the kid's account still. It is seldom that we get a break from school this early and he still wouldn't have us open the account just because of that stamp? Why is that still needed? He explains that with the dojang, we can do transactions on behalf of the kid but not with the signature. But all we wanted to do is put his money in the bank. Why is it that hard, eh? Is he in some connivance with the dojang-maker or something? I would have insisted a bit more if it weren't for my hubby's hurried stance coz he have to get back to the parking lot.
I could have opened the account in my name just to get rid of the cash. hahaha..And then just transfer them later to the kiddos account. The main this is the experience for kid. It was a cool when he himself did his own in his account in my home country. But over here, they were like insisting, "you can open the account on his behalf next time..he doesn't have to show up here." and I was like, "honey, it's the experience of the process that I am after."
Next time I get the chance to drag my son around, I'm gonna get him his dojang. Come think of it, even getting the Dojang is also some sort of a milestone, is it not? Or am just too much?
We will bide our time. His cash is still sitting in the paper envelop I hastily stuffed it into. He may be able to miss out on my walking escapades but I can somehow let him experience stuff like that at least.
Now, I am thinking, maybe I should look into another bank altogether and not head back to Shinhan? But that bank's location is quite good and accessible. I am also considering Woori or KB which are also nearby but on the opposite side.
Be back for updates, and hopefully with his new account. :D Children's Day is coming up soon!
Going back to the title above, we were planning on which bank we will open his kiddie account. Since we dropped by there last week to open to a debit card for our everyday expenses, hubby inquired and found out that they also have housing deposit account for kids. In a nutshell, it's basically a deposit account that is primed for saving for a house. I mean, my father technically gives me a house but my son will save for his own starting from his single-digit age. Not sure what is cool or what in both cases. (Note: My father is not that rich as it may sound. hahaha)
With the factor of accessibility for P to deposit his cash, we decided on opening his Korean savings account with Shinhan Bank. As coincidence has it, I already got a deposit slip from the bank. A pink one at that! I'm sure he won't even notice the color but I was tickled pink when I saw it since I'm used to boring gray, blue and even orange (which I am not very fond of) bank slips from back home. I am not really the trendy girl generally speaking but a pink deposit slip is cool. Who would not be tickled pink with it? ^^)
Update for the banking transaction (April 25, 2014)My son's school had some teacher's training this week and classes were cut short. This is my chance to be able to drag him to the bank to open his account! After a lot of fuss before heading out downtown, we got in the bank before the four o'clock closing time.
I prepared the document (family registry), my Alien Card and the kid's cash. Sad thing is the banker insisted that we bring also bring the dojang (name stamp that serves as signature.) I don't understand exactly why still the need for that since I brought my son along, he can very well sign his papers, eh? My husband has not used his dojang the last time he opened an account so I figured that the kid can manage that as well.
But no. We were NOT able to open the kid's account still. It is seldom that we get a break from school this early and he still wouldn't have us open the account just because of that stamp? Why is that still needed? He explains that with the dojang, we can do transactions on behalf of the kid but not with the signature. But all we wanted to do is put his money in the bank. Why is it that hard, eh? Is he in some connivance with the dojang-maker or something? I would have insisted a bit more if it weren't for my hubby's hurried stance coz he have to get back to the parking lot.
I could have opened the account in my name just to get rid of the cash. hahaha..And then just transfer them later to the kiddos account. The main this is the experience for kid. It was a cool when he himself did his own in his account in my home country. But over here, they were like insisting, "you can open the account on his behalf next time..he doesn't have to show up here." and I was like, "honey, it's the experience of the process that I am after."
Next time I get the chance to drag my son around, I'm gonna get him his dojang. Come think of it, even getting the Dojang is also some sort of a milestone, is it not? Or am just too much?
We will bide our time. His cash is still sitting in the paper envelop I hastily stuffed it into. He may be able to miss out on my walking escapades but I can somehow let him experience stuff like that at least.
Now, I am thinking, maybe I should look into another bank altogether and not head back to Shinhan? But that bank's location is quite good and accessible. I am also considering Woori or KB which are also nearby but on the opposite side.
Be back for updates, and hopefully with his new account. :D Children's Day is coming up soon!
posted from Bloggeroid
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